Privacy policy

1. Introduction

AICIL Inc. (“AICIL”, “we”, “us”, or “our”), headquartered in San Francisco, California, is committed to protecting the privacy and security of the data entrusted to us. This Privacy Policy explains how we collect, use, and safeguard information within our Compliance Intelligence Layer.

2. Data we collect

As a compliance infrastructure provider, we process data necessary to facilitate cross-border payment verification, including:

• Entity information: Legal names, registration numbers, and jurisdiction data of originators and beneficiaries.
• Transaction data: Amounts, currencies, and purpose of payment codes.
• Verification documents: Invoices, contracts, and identity documentation required for regulatory compliance.
• Technical data: IP addresses and API usage logs for security and performance monitoring.

3. How we use data

We use the information collected solely for the following purposes:

• Assembling and verifying compliance packages for cross-border wires.
• Performing sanctions screening against official global lists.
• Improving our clearance models through outcome-based machine learning (anonymized).
• Complying with legal obligations under US, EU, and international financial regulations.

4. Data security

AICIL employs institutional-grade security measures, including AES-256 encryption at rest and TLS 1.3 in transit. We maintain strict access controls and conduct regular third-party security audits.

5. International data transfers

By nature of cross-border payments, data may be processed in various jurisdictions. AICIL ensures all transfers comply with applicable data protection laws, including the use of Standard Contractual Clauses (SCCs) where required.

6. Contact information

For inquiries regarding this policy or to exercise your data rights, please contact our Data Protection Officer at: